Working With a Real Estate Agent

Buying Your Home - Working With a Real Estate Agent Can I use an agent for a new home? Yes, however buyers should be aware of the differences inherent in working with sales agents who are employed by the developer, rather than traditional real estate agents. Builders commonly require that an outside agent be present, and sign in, the first time a…

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What You Can Afford

Buying Your Home - What You Can Afford How much does my real estate agent need to know? Real estate agents would say that the more you tell them, the better they can negotiate on your behalf. However, the degree of trust you have with an agent may depend upon their legal obligation. Agents working for buyers have three possible choices: They…

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Tax Considerations

Buying Your Home - Tax Considerations Where do I get information on IRS publications? The Internal Revenue Service publishes a number of real estate publications. They are listed by number: * 521 "Moving Expenses" * 523 "Selling Your Home" * 527 "Residential Rental Property" * 534 "Depreciation" * 541 "Tax Information on Partnerships" * 551 "Basis of Assets" * 555 "Federal Tax…

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Property Taxes

Buying Your Home - Property Taxes Are taxes on second homes deductible? Mortgage interest and property taxes are deductible on a second home if you itemize. Check with your accountant or tax adviser for specifics. Do all loans require impound accounts? If you are taking out a FHA or VA loan, the lender can require an impound account to pay real estate…

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Making an Offer

Buying Your Home - Making an Offer Can you buy homes below market? While a typical buyer may look at five to 10 homes before making an offer, an investor who makes bargain buys usually goes through many more. Most experts agree it takes a lot of determination to find a real "bargain." There are a number of ways to buy a…

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Home Inspections & Warranties

Buying Your Home - Home Inspections & Warranties Do I need a home inspection? Yes. Buying a home "as is" is a risky proposition. Major repairs on homes can amount to thousands of dollars. Plumbing, electrical and roof problems represent significant and complex systems that are expensive to fix. How do I find a home inspector? Your realty agent is one source.…

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Finding the Right Home

Buying Your Home - Finding the Right Home What are the pros and cons of adding on or buying new? Before making a choice between adding on to an existing home or buying a larger one, consider these questions: * How much money is available, either from cash reserves or through a home improvement loan, to remodel your current house? * How…

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Escrow & Closing Costs

Buying Your Home - Escrow & Closing Costs How can I save on closing costs? Studies show that the closing costs, which can average 2 to 3 percent of a total home purchase price, are often more costly than many buyers expect. But there are some ways to save: * Negotiate with the seller to pay all or part of the closing…

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Appraisals & Market Value

Buying Your Home - Appraisals & Market Value What is the return on new versus previously owned homes? Buying into a new-home community may seem riskier than purchasing a house in an established neighborhood, but any increase in home value depends upon the same factors: quality of the neighborhood, growth in the local housing market and the state of the overall economy. …

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Property Management

Residential Property Management As a full-service property management firm, we offer a comprehensive and cost effective management solution in the industry for residential property management! Our company has established a higher standard for the property management industry by incorporating innovative processes and systems which are managed by a professional and well-trained staff of experienced managers, maintenance technicians, and accountants. Our comprehensive management…

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